Gold Mastercard®

The card for those moving up the ladder of success.

Why Choose an RCBC Gold Credit Card?
  • Earn flexible, non-expiring Rewards Points from all your purchases which you can exchange for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC deposit account, or Donation.
  • Free budget monitoring tools that give you financial control and empowerment
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to the Marhaba/Skyview Airport Lounge
  • Convenient and rewarding utility bills payment

How to Apply

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    1. Choose a Card

    Choose the right RCBC Credit Card for you.

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    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

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    3. Verification

    We’ll get in touch with you to verify some information on your application.

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    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply at any RCBC branch or RCBC Credit Card sales booths.

  • You must be 21-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month

*Processing of credit card applications may take from 10 to 15 banking days

Membership Fee (Principal)
Membership Fee (Supplementary) Php1,500/year
See the latest Interest Rates and Other Fees & Charges here.
Promos for this Card
Get an upgrade and enjoy a Free OTG Adapter and 0% installment for up to 24 months on your gadget purchases at Fone Style with your RCBC Credit Card.
Enjoy huge discounts & cashback on top of amazing deals with RCBC Credit Cards!
Choose your FREEBIE with your 0% Installment + Buy Now Pay Later purchase at Techno Kid with RCBC Credit Card.
Enjoy 30% OFF at Two Seasons Coron Bayside Hotel with your RCBC Credit Card.

Make that move.

Apply Now